Every now and again, you might have voluntary workers that help you out and they can be a great help, but because they aren’t paid, they aren’t eligible for worker’s compensation. This is a worrisome thing because if something happens to the volunteers while they are doing what is required, then you might be responsible for the medical bills. However, this can be taken care of with some simple coverage to make sure that everyone is taken care of in case of any injury or illness.
Protect Your Volunteers Like Your Employees
Why should the volunteer workers be any different than your regular employees when it comes to accident coverage? One of the simplest ways to ensure that everyone is covered in case of any injuries is to invest in some voluntary workers personal accident insurance. This would allow the volunteer employee to get the compensation and treatment required.
What is the coverage and what can the company do for you?
The coverage that is offered for volunteer employees is called voluntary workers personal accident insurance and it can be custom designed to suit your business and help remove any financial or moral burdens that might arise. Some of the benefits that are available with this coverage includes:
• Coverage of the journey to and from the voluntary activity site
• The beneficiary has provided financial support, which means the company won’t be liable for providing it and you can concentrate on day-to-day functions
• Available 24/7, no matter what time the services are required
Since the volunteers aren’t eligible for worker’s compensation, then this is the next best thing and having this coverage in place will give you some peace of mind. You will be able to focus on what needs to be done knowing that the people who are volunteering for your company are fully covered. Don’t put your volunteers lives at risk, but make sure they are just covered like all the other employees.
Nobody knows when an accident will occur, so make sure to be prepared for any incidents that might arise. Purchasing this insurance will only take moments and the money that you spend on the premium will ensure that you won’t have to dole out money for treatment or as salaries for the volunteer employees if something did happen.
However, don’t get your insurance coverage from just anyone, go ahead and find out the required details and start getting ahead in business. You can find out more about the insurance policies online, so go ahead, get the policy and get your business off to the right start.